At Blacksmiths Garage in York, we understand that buying a car is a major investment — that’s why we offer a range of flexible and accessible used car finance options to help make your next vehicle more affordable. Whether you're upgrading your current motor or purchasing your first car, our team is here to make the process straightforward and stress-free.

We work with a limited panel of trusted finance providers, each authorised and regulated to offer tailored lending solutions. We’re proud to help customers throughout York, North Yorkshire and surrounding areas drive away in the right car, with the right finance deal for their needs.

💷 FCA-Approved Used Car Finance Specialists in York

As an FCA-approved used car dealer in York, we are committed to ensuring transparency, fairness, and compliance at every step of the finance process. We’ll explain all the available options clearly and answer any questions you may have, whether you’re looking for Hire Purchase (HP), Personal Contract Purchase (PCP), or another form of car finance agreement.

Our status as a credit broker — not a lender — means we act in your best interest to introduce you to a finance provider that suits your circumstances. We only work with a carefully selected group of finance companies and will never pressure you into a decision.

📑 How Finance Commission Works at Blacksmiths Garage

When arranging finance for your vehicle, you can be confident that we operate with full transparency. Lenders may pay us a commission for introducing you to them, which is typically calculated as a percentage of the amount you borrow. This commission varies depending on the finance provider but has no effect on the amount you pay under your finance agreement, which is always set by the lender.

Some of our finance partners may also contribute to marketing or staff training programmes, but these contributions do not influence our finance rates or the products we recommend. Our focus remains firmly on helping you access affordable car finance in York that meets your individual budget and requirements.

🤝 Personalised Finance Support with No Pressure

At Blacksmiths Garage, we take pride in offering a no-pressure, customer-first approach. Our knowledgeable team will help you explore finance plans that suit your needs, whether you're looking for low monthly payments, a smaller upfront deposit, or a quick decision process. We welcome all types of credit backgrounds and will always strive to find a competitive deal that works for you.

From first contact to final approval, we’re here to assist with your application, provide expert advice, and ensure you're fully informed before you sign anything.

📍 Start Your Car Finance Journey with Blacksmiths Garage York

If you’re looking for used car finance in York, North Yorkshire, then look no further than Blacksmiths Garage. We’re here to help make your next vehicle purchase as smooth and affordable as possible. Whether you're visiting us from York, Selby, Harrogate, Tadcaster or beyond, we invite you to get in touch or apply online to see what finance options are available to you.

Visit us today or fill in our short finance enquiry form to get started – your next car could be more affordable than you think.